Super Visa Insurance with Monthly Payments

Yes. IRCC's rules say the policy must be paid in full or paid in instalments with a deposit. A monthly plan with a deposit meets that rule; a quote alone does not.

Sometimes slightly. Some insurers add a small instalment fee, and some require a larger deposit. Pankaj shows the total yearly cost of monthly and annual options side by side.

The insurer can cancel the policy, which may affect the visitor's status and leave them uninsured. Use a payment method that won't fail, and tell Pankaj straight away if your card changes.

Usually yes — most insurers let you pay the remaining balance at any time.

Usually yes. If the travellers go home before the policy ends and there are no claims, most insurers refund the unused portion after you send proof of return, minus a small administration fee. Each insurer's rules differ, so ask Pankaj before you buy.

It can. Many plans offer an option that covers stable pre-existing conditions such as controlled blood pressure, diabetes or cholesterol. 'Stable' means no change in treatment, medication or symptoms during a set period (often 90, 180 or 365 days) before coverage starts. You must answer every medical question honestly — a wrong answer can void a claim.