Insurance Guides for Visitors & Families

Practical answers from a licensed advisor — no jargon.

The six factors that set the price — and how to lower it without weakening cover.

Deductibles, refunds and how to compare real value, not just price.

A 7-point checklist for picking visitor cover that fits the trip.

How stability periods work and how to avoid a denied claim.

How instalment plans work and what IRCC accepts.

Stay covered until your provincial health card starts.

Not sure which plan is right?

Tell Pankaj the ages, travel dates and any health conditions. He'll compare the plans and explain the difference in plain language — free.