Privacy Policy
Your information is used only to give you quotes and advice.
What we collect
When you contact Pankaj Bhatia by phone, WhatsApp, email or the contact form, we receive the details you choose to share — such as names, ages, travel dates and health information needed for an insurance application. The quote tool on this site asks only for ages and dates.
How we use it
Only to prepare quotes, complete insurance applications you request, service your policy and help with claims. We share information with an insurer only when needed for your application or claim.
Website forms
The contact form on this site does not store data; it opens WhatsApp or your email app with your message addressed to Pankaj.
Analytics and cookies
This site may use Google Analytics and the quote engine provider's cookies to measure visits and keep the quote tool working. You can block cookies in your browser.
Your rights
You can ask to see, correct or delete the personal information we hold about you. Contact Pankaj Bhatia by email or call 1-647-640-2222.
Reviewed by Pankaj Bhatia, PFA, CHS · Last updated October 22, 2026