Pankaj Bhatia has an office at 206-460 Hespeler Rd, Cambridge, ON N1R 0E3 and helps families in Cambridge, Kitchener, Waterloo, Guelph and Brantford with Super Visa, visitor, student and new immigrant insurance. Meet in person by appointment, or do everything by phone or WhatsApp at 1-647-640-2222.
Why use a local advisor
- Meet in person if your parents prefer to sit down and go through the medical questions face to face.
- Know the local hospitals — Cambridge Memorial, Grand River and St. Mary's in Kitchener — and how claims with them work.
- Same premium as buying online, with advice included.
- Languages: English, Punjabi, Hindi and Urdu.
What we help with
Super Visa insurance
$100,000+, 1-year, IRCC-compliant, monthly options.
Visitor insurance
Family visits and tourists, a few days to a year.
Student insurance
Gap cover for students at local colleges and universities.
New immigrants
Cover until your health card starts.
International students in Waterloo Region
Many international students in the region are enrolled in their school's health plan. Private student insurance helps with gaps — before the school plan starts, between programs, or after graduation while waiting for a work permit. Visiting family need their own visitor insurance.
Visiting the office
206-460 Hespeler Rd, Cambridge, ON N1R 0E3. Visits are by appointment — call or WhatsApp 1-647-640-2222 first. Pankaj also has an office in Mississauga at 218 Export Blvd, Suite 203.
Written and reviewed by Pankaj Bhatia, PFA, CHSLicensed insurance advisor (ON, BC, AB, MB, SK, NB, NS) · 11 years in financial services · Published October 29, 2026 · Last updated October 29, 2026